Join Our Discovery Weekends on April 25th & 26th, at Hayward, CA Campus | May 16th, 2025 at Bellevue, NE Campus
Join Our Discovery Weekends on April 25th & 26th, at Hayward, CA Campus | May 16th, 2025 at Bellevue, NE Campus
Life Chiropractic College West does not have a preferred-lender listing for private loans. We recognize that you have many choices when considering a private loan; therefore, we have provided information of those lenders that Life West students have utilized in prior years. This is not an all-inclusive listing and you are not in any way required to use the lenders listed below. You may choose a lender that best meets your needs and requirements. In addition to the list below, you can use general Internet search engines to look for private loans.
6 borrowers with private loans FY 2021 – 2025 utilizing the private loans listed below:
You may choose to borrow through any lender, including lenders not on this list. If you choose to borrow through a lender that is not on this list, we will process your application and certify your eligibility with that lender.
We encourage that serious and deliberate consideration be given to making any borrowing decision. We recommend that you examine all other options, including the federal student loans, before pursuing private loan options, as these loans may be more expensive than other options. The interest rates listed for private loans are either variable or fixed, and monthly payments are extended over several years. Private loans are credit-based and may require a cosigner. If you are not enrolled at least half time, you would not be eligible for federal loans and a private loan may be a viable funding option for you.
Federal regulations require the completion of a Private Education Loan Applicant Self-Certification form for all private education loans. Most lenders will prompt you to complete this form as part of your online application process. The private loan application and disbursement process cannot be completed until the signed Private Education Loan Applicant Self-Certification form has been received by the lender. If your lender does not provide the form then you may obtain the Private Education Loan Applicant Self-Certification form from the Financial Aid Office.
Under the Federal Truth in Lending Act (TILA), your private education loan lender is required to provide disclosure of loan terms and features at the time of application, a second disclosure after the initial application reaches an approval status and a final disclosure once the loan is accepted. After the final disclosure is sent, the lender also must provide the student with a ‘right to cancel’ period (3-6 days depending on mode of delivery).
