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A new federal law (One Big Beautiful Bill or OBBB) has made several changes to the federal student loan programs that impact graduate and professional students beginning enrollment at Life West on or after 7/1/26.
The information below reflects the most current federal guidance available and is subject to change pending the release of final regulations.
The Graduate PLUS loan is no longer available for students beginning enrollment in Life West’s DC program on or after 7/1/26.
Annual and Lifetime Borrowing Limits Effective 7/1/26 (Unsubsidized Direct Loan Program)
New Repayment Framework for Loans Borrowed After 7/1/26:
Scholarships are a great way to minimize your total debt load while maximizing the value of your education. Be sure to check out all of your options! The criterion varies for each scholarship, with a high percentage available only to chiropractic students.
The student employment program provides opportunities for part-time work through both federal and institutional funding. Job listings are available for on and off-campus position.
Taking into consideration the interest accrual while in school, earning even $1,000 a quarter through a work-study program could lower your monthly payment by $165.00 and decrease your cumulative payments (principal & interest) over a 10 year payment period by $19,500.
An education from Life Chiropractic College West is often, at least partially funded through federal, direct subsidized and unsubsidized Stafford Loans. These U.S. loan programs give students the ability to fund the portion of their tuition not covered through grants, scholarships & work-study programs. They’re also a vehicle for deferring the costs of living expenses while focusing on your graduate degree.